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Our Investment Accounts

At Standard Life Self Investor, we offer 2 types of account: a Stocks and Shares ISA and a Trading Account. You can get started from just £50 per month or with an initial lump sum of £500 or more.

Our Stocks and Shares ISA

A Stocks and Shares ISA is a tax efficient way of investing; you can invest up to £20,000 for the 2018/19 tax year. Tax benefits may change in the future. Your personal circumstances also have an impact on tax treatment.




Our Trading Account

Unlike an ISA, there's no maximum limit to how much you can invest in our Trading Account (also known as a General Investment Account), and you have access to our full range of investment funds.

Compare our Stocks and Shares ISA and Trading Account
FeaturesStocks and Shares ISATrading Account
Invest up to £20,000 for the 2018/19 tax year x
Invest an unlimited amountx
Tax-efficient * x
Choose from over 1,250 funds
Minimum monthly payment of £50
Minimum initial lump sum payment of £500
Transfer in from another provider
No cost to transfer in or out
No transaction fees

* This does depend on your personal circumstances and if you’ve used your Capital Gains Tax (CGT), Dividend and Personal Savings Allowances to cover the growth and distributions you receive from your investments. Tax benefits may change in the future.

Please remember that the value of a Stocks and Shares ISA and a Trading Account can fall as well as rise and you could get back less than you invest.

If you transfer as cash you'll be out of the market until the transfer is complete. You won't lose out if the market falls but your money won't be subject to any income or growth if the market rises in this period.

If you're transferring funds you'll remain invested during the transfer. You'll be unable to switch or sell these funds while the market falls or rises during this time.

How do I transfer?

If you're thinking about transferring your existing ISAs or investments we can help. Our dedicated team offer a hassle free transfer service.

How much could my ISA be worth in the future?

Our ISA calculator can give you a quick indication of how much a Stocks and Shares ISA investment might be worth in the future.

What are your account charges?

We're committed to keeping our pricing transparent, so you'll always know exactly what you're paying for, with no hidden charges. That's our crystal clear price promise.