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Our stocks and shares ISA

Our Stocks and Shares ISA is a tax efficient way of investing for the future. You can invest up to £20,000 for the 2018/19 tax year in one or more funds.

Why consider our Stocks and Shares ISA?

  • Invest up to £20,000 a year tax efficiently
  • Invest from as little as £50 per month or a lump sum of £500 or more
  • Earn a variable rate of interest on any cash held in your ISA while you decide where to invest
  • Potential for higher returns than a Cash ISA over the long term
  • Take control of your own investments through our online service

The value of your Stocks and Shares ISA can go down as well as up, unlike a Cash ISA. This means you could get back less than you invest.

Tax benefits may change in the future. Your personal circumstances also have an impact on tax treatment. There's no minimum investment period but you should consider investing in a Stocks and Shares ISA for 5 years or more.

Investing in your ISA

We've got 2 ways you can invest into your Stocks and Shares ISA:

If you know which funds you'd like to invest in you can choose them now.

If you’re unsure which funds to invest in, you can place cash into your ISA and choose funds later.