A Trading Account allows you to invest in funds even if you’ve used up your annual ISA allowance. You can invest with a £500 lump sum or from just £50 per month.
Used up your annual ISA allowance but have more money you want to invest? Our Trading Account (also known as a General Investment Account) could be the solution.
All investments carry a degree of risk so the value of your Trading Account can go down as well as up and you could get back less than you invest.
There's no minimum investment period but you should consider investing for 5 years or more.
We've got 2 ways you can invest into your Trading Account:
If you know which funds you'd like to invest in you can choose them now.
If you’re unsure which funds to invest in, you can place cash into your Trading Account and choose funds later.
You’ll have a little more time to choose funds after opening your account.
There’s the option to move money out of your investments briefly without withdrawing it – for example, while choosing which funds to re-invest in.
You’ll earn a variable rate of interest on any cash in your account. Please see our interest rates page for the current rate.